Our Derby Chiropractors are registered insurance providers with all major medical insurance companies including BUPA, PPP, Norwich Union and Standard life. If you have a company insurance plan then your treatment is often ‘free’. For company schemes there is often no excess to pay so you do not pay out a penny more. If you do have an excess – it is usually about £100 but it will still be worth your while making a claim as the average number of treatments, for a typical simple back problem is 3-6 visits.
For more complicated or longer lasting problems more treatment than this is usually required, so it makes even more financial sense for you to make a claim should your case turn out to be one of these. If you are unsure whether to make a claim or not why not pay for the first consultation yourself (which would be taken off any excess to pay). At this visit we will be able to give you a guide to how many treatments you are likely need so you can decide how best to proceed.
How to make an insurance claim for your Chiropractic Treatment
- Ring up your insurance company and say that you are in pain and would like to see one of the registered Chiropractors at our Clinic. They will give you a claim number and tell you if you have an excess to pay or not. If there is an excess to pay, you will be informed how much it is.
- Each scheme is different but you may need a GP referral – your insurance company will tell you if you do. If you do need a referral, a telephone call to your GP to get a verbal ‘OK’ is all we need initially to proceed. This means we can see you straight away with no delay in your diagnosis and treatment. If your GP does want to see you first we can arrange an appointment for you soon after this GP appointment. We do not have to physically have a referral letter before the consultation and treatment commences – only to know one is on the way. It is fine for the GP referral letter to arrive a few days later.
- Please quote your claim number and inform us if you have an excess to pay and if so how much. Note an administrative fee on top of the self funded ‘pay as you go fee’ will be levied per visit as we handle your claim and bill the insurance company directly.
We have flexible appointment times to suit, early and late. Same day appointments are available but for the initial consultation we need more time (up to an hour) so a specific time for this long consultation may take a few days to accommodate. Follow up treatment takes much less time so it is much easier to find specific times that suit your schedule.